Australia Housing Lending Indicators in Australia

Australian Bureau of Statistics · Quarterly · Importance

60,526.8 (Q2-26) ABS · AUD mn · Quarterly · CSV
-1.9% (Q2-26) QOQ · % · Quarterly · CSV
6.0% (Q2-26) YOY · % · Quarterly · CSV
37,121.1 (Q2-26) ABS · AUD mn · Quarterly · CSV
-10.2% (Q2-26) QOQ · % · Quarterly · CSV
8.1% (Q2-26) YOY · % · Quarterly · CSV
PeriodAUD mn
Apr 2026 60,526.8
Jan 2026 61,705.1
Oct 2025 63,938.5
Jul 2025 58,555.0
Apr 2025 57,085.8
Jan 2025 53,735.6
Oct 2024 54,131.3
Jul 2024 53,544.9
Apr 2024 52,972.8
Jan 2024 47,253.8
Oct 2023 48,012.8
Jul 2023 44,919.1
Apr 2023 45,221.9
Jan 2023 43,213.3
Oct 2022 45,694.3
Jul 2022 51,471.0
Apr 2022 57,128.2
Jan 2022 60,678.4
Oct 2021 60,515.7
Jul 2021 62,353.2
Apr 2021 62,873.7
Jan 2021 60,214.6
Oct 2020 51,270.6
Jul 2020 44,243.4
Apr 2020 35,162.3
Jan 2020 39,621.9
Oct 2019 39,183.7
Jul 2019 35,583.0
Apr 2019 32,442.6
Jan 2019 32,510.0
Oct 2018 34,992.5
Jul 2018 37,094.6
Apr 2018 38,957.6
Jan 2018 38,703.0
Oct 2017 38,929.1
Jul 2017 39,636.7
Apr 2017 38,169.2
Jan 2017 37,462.2
Oct 2016 35,618.6
Jul 2016 34,553.0
Apr 2016 35,943.1
Jan 2016 34,675.6
Oct 2015 36,750.6
Jul 2015 36,493.4
Apr 2015 32,222.2
Jan 2015 32,226.5
Oct 2014 31,361.0
Jul 2014 30,934.9
Apr 2014 31,145.3
Jan 2014 31,148.1
Oct 2013 30,523.1
Jul 2013 28,964.6
Apr 2013 28,932.9
Jan 2013 27,223.4
Oct 2012 26,017.3
Jul 2012 25,784.0
Apr 2012 24,947.3
Jan 2012 25,007.6
Oct 2011 24,701.2
Jul 2011 24,827.2
Period%
Apr 2026 -1.9%
Jan 2026 -3.5%
Oct 2025 9.2%
Jul 2025 2.6%
Apr 2025 6.2%
Jan 2025 -0.7%
Oct 2024 1.1%
Jul 2024 1.1%
Apr 2024 12.1%
Jan 2024 -1.6%
Oct 2023 6.9%
Jul 2023 -0.7%
Apr 2023 4.6%
Jan 2023 -5.4%
Oct 2022 -11.2%
Jul 2022 -9.9%
Apr 2022 -5.9%
Jan 2022 0.3%
Oct 2021 -2.9%
Jul 2021 -0.8%
Apr 2021 4.4%
Jan 2021 17.4%
Oct 2020 15.9%
Jul 2020 25.8%
Apr 2020 -11.3%
Jan 2020 1.1%
Oct 2019 10.1%
Jul 2019 9.7%
Apr 2019 -0.2%
Jan 2019 -7.1%
Oct 2018 -5.7%
Jul 2018 -4.8%
Apr 2018 0.7%
Jan 2018 -0.6%
Oct 2017 -1.8%
Jul 2017 3.8%
Apr 2017 1.9%
Jan 2017 5.2%
Oct 2016 3.1%
Jul 2016 -3.9%
Apr 2016 3.7%
Jan 2016 -5.6%
Oct 2015 0.7%
Jul 2015 13.3%
Apr 2015 0.0%
Jan 2015 2.8%
Oct 2014 1.4%
Jul 2014 -0.7%
Apr 2014 0.0%
Jan 2014 2.0%
Oct 2013 5.4%
Jul 2013 0.1%
Apr 2013 6.3%
Jan 2013 4.6%
Oct 2012 0.9%
Jul 2012 3.4%
Apr 2012 -0.2%
Jan 2012 1.2%
Oct 2011 -0.5%
Jul 2011 0.0%
Period%
Apr 2026 6.0%
Jan 2026 14.8%
Oct 2025 18.1%
Jul 2025 9.4%
Apr 2025 7.8%
Jan 2025 13.7%
Oct 2024 12.7%
Jul 2024 19.2%
Apr 2024 17.1%
Jan 2024 9.4%
Oct 2023 5.1%
Jul 2023 -12.7%
Apr 2023 -20.8%
Jan 2023 -28.8%
Oct 2022 -24.5%
Jul 2022 -17.5%
Apr 2022 -9.1%
Jan 2022 0.8%
Oct 2021 18.0%
Jul 2021 40.9%
Apr 2021 78.8%
Jan 2021 52.0%
Oct 2020 30.8%
Jul 2020 24.3%
Apr 2020 8.4%
Jan 2020 21.9%
Oct 2019 12.0%
Jul 2019 -4.1%
Apr 2019 -16.7%
Jan 2019 -16.0%
Oct 2018 -10.1%
Jul 2018 -6.4%
Apr 2018 2.1%
Jan 2018 3.3%
Oct 2017 9.3%
Jul 2017 14.7%
Apr 2017 6.2%
Jan 2017 8.0%
Oct 2016 -3.1%
Jul 2016 -5.3%
Apr 2016 11.5%
Jan 2016 7.6%
Oct 2015 17.2%
Jul 2015 18.0%
Apr 2015 3.5%
Jan 2015 3.5%
Oct 2014 2.7%
Jul 2014 6.8%
Apr 2014 7.6%
Jan 2014 14.4%
Oct 2013 17.3%
Jul 2013 12.3%
Apr 2013 16.0%
Jan 2013 8.9%
Oct 2012 5.3%
Jul 2012 3.9%
Apr 2012 0.5%
Jan 2012 1.6%
Oct 2011 -3.2%
Jul 2011 -2.5%
PeriodAUD mn
Apr 2026 37,121.1
Jan 2026 41,323.2
Oct 2025 42,691.8
Jul 2025 39,898.7
Apr 2025 34,329.9
Jan 2025 32,771.4
Oct 2024 32,360.6
Jul 2024 33,532.9
Apr 2024 31,658.7
Jan 2024 28,138.4
Oct 2023 26,507.2
Jul 2023 24,479.9
Apr 2023 23,128.9
Jan 2023 22,307.0
Oct 2022 23,113.5
Jul 2022 25,444.9
Apr 2022 29,526.8
Jan 2022 32,687.7
Oct 2021 30,491.3
Jul 2021 27,668.6
Apr 2021 23,878.5
Jan 2021 20,077.3
Oct 2020 16,064.5
Jul 2020 14,285.6
Apr 2020 12,182.5
Jan 2020 14,749.2
Oct 2019 15,152.8
Jul 2019 14,503.0
Apr 2019 12,926.4
Jan 2019 13,634.3
Oct 2018 15,272.6
Jul 2018 16,947.6
Apr 2018 17,790.3
Jan 2018 19,021.6
Oct 2017 20,421.6
Jul 2017 21,857.3
Apr 2017 22,889.0
Jan 2017 25,161.0
Oct 2016 24,404.3
Jul 2016 22,025.3
Apr 2016 20,283.6
Jan 2016 18,573.5
Oct 2015 18,947.2
Jul 2015 23,229.5
Apr 2015 26,111.2
Jan 2015 25,946.3
Oct 2014 25,406.0
Jul 2014 24,260.1
Apr 2014 22,663.4
Jan 2014 22,423.7
Oct 2013 22,008.0
Jul 2013 19,937.1
Apr 2013 18,846.6
Jan 2013 17,266.0
Oct 2012 15,678.1
Jul 2012 15,117.7
Apr 2012 14,887.2
Jan 2012 15,276.9
Oct 2011 13,896.5
Jul 2011 14,214.1
Period%
Apr 2026 -10.2%
Jan 2026 -3.2%
Oct 2025 7.0%
Jul 2025 16.2%
Apr 2025 4.8%
Jan 2025 1.3%
Oct 2024 -3.5%
Jul 2024 5.9%
Apr 2024 12.5%
Jan 2024 6.2%
Oct 2023 8.3%
Jul 2023 5.8%
Apr 2023 3.7%
Jan 2023 -3.5%
Oct 2022 -9.2%
Jul 2022 -13.8%
Apr 2022 -9.7%
Jan 2022 7.2%
Oct 2021 10.2%
Jul 2021 15.9%
Apr 2021 18.9%
Jan 2021 25.0%
Oct 2020 12.5%
Jul 2020 17.3%
Apr 2020 -17.4%
Jan 2020 -2.7%
Oct 2019 4.5%
Jul 2019 12.2%
Apr 2019 -5.2%
Jan 2019 -10.7%
Oct 2018 -9.9%
Jul 2018 -4.7%
Apr 2018 -6.5%
Jan 2018 -6.9%
Oct 2017 -6.6%
Jul 2017 -4.5%
Apr 2017 -9.0%
Jan 2017 3.1%
Oct 2016 10.8%
Jul 2016 8.6%
Apr 2016 9.2%
Jan 2016 -2.0%
Oct 2015 -18.4%
Jul 2015 -11.0%
Apr 2015 0.6%
Jan 2015 2.1%
Oct 2014 4.7%
Jul 2014 7.0%
Apr 2014 1.1%
Jan 2014 1.9%
Oct 2013 10.4%
Jul 2013 5.8%
Apr 2013 9.2%
Jan 2013 10.1%
Oct 2012 3.7%
Jul 2012 1.5%
Apr 2012 -2.6%
Jan 2012 9.9%
Oct 2011 -2.2%
Jul 2011 2.7%
Period%
Apr 2026 8.1%
Jan 2026 26.1%
Oct 2025 31.9%
Jul 2025 19.0%
Apr 2025 8.4%
Jan 2025 16.5%
Oct 2024 22.1%
Jul 2024 37.0%
Apr 2024 36.9%
Jan 2024 26.1%
Oct 2023 14.7%
Jul 2023 -3.8%
Apr 2023 -21.7%
Jan 2023 -31.8%
Oct 2022 -24.2%
Jul 2022 -8.0%
Apr 2022 23.7%
Jan 2022 62.8%
Oct 2021 89.8%
Jul 2021 93.7%
Apr 2021 96.0%
Jan 2021 36.1%
Oct 2020 6.0%
Jul 2020 -1.5%
Apr 2020 -5.8%
Jan 2020 8.2%
Oct 2019 -0.8%
Jul 2019 -14.4%
Apr 2019 -27.3%
Jan 2019 -28.3%
Oct 2018 -25.2%
Jul 2018 -22.5%
Apr 2018 -22.3%
Jan 2018 -24.4%
Oct 2017 -16.3%
Jul 2017 -0.8%
Apr 2017 12.8%
Jan 2017 35.5%
Oct 2016 28.8%
Jul 2016 -5.2%
Apr 2016 -22.3%
Jan 2016 -28.4%
Oct 2015 -25.4%
Jul 2015 -4.2%
Apr 2015 15.2%
Jan 2015 15.7%
Oct 2014 15.4%
Jul 2014 21.7%
Apr 2014 20.3%
Jan 2014 29.9%
Oct 2013 40.4%
Jul 2013 31.9%
Apr 2013 26.6%
Jan 2013 13.0%
Oct 2012 12.8%
Jul 2012 6.4%
Apr 2012 7.6%
Jan 2012 9.3%
Oct 2011 -7.6%
Jul 2011 -6.9%

About this indicator

Source
Australian Bureau of Statistics (ABS)
Frequency
Quarterly
Release
About six weeks after the reference quarter ends (ABS calendar; the ABS discontinued the monthly version in 2024, it is now quarterly)
What it is
The ABS Lending Indicators (housing finance) measure the value of new home-loan commitments in Australia, broken down by purpose: owner-occupier ('housing loans') and investor ('investment housing lending').
How it's calculated
An administrative collection drawn from authorised deposit-taking institutions (ADIs) on the value of new housing loan commitments entered into during the period, seasonally adjusted and reported in Australian dollars.
Market implications
It is a leading indicator of mortgage demand and the Australian housing cycle, highly sensitive to changes in the RBA's cash rate. A pick-up in the investor segment often precedes upward pressure on house prices.
Limitations
It measures loan commitments (new business), not the outstanding stock of credit or refinancing conditions, and it is volatile month to month despite seasonal adjustment.