New Zealand Electronic card transactions (retail) in New Zealand

Estadistica Nueva Zelanda · Monthly · Importance 80

3.4% (Jul-26) YOY · % · Mensual · CSV
1.3% (Jul-26) MOM · % · Mensual · CSV
0.7% (Q2-26) QOQ · % · Trimestral · CSV
4.5% (Q2-26) YOY · % · Trimestral · CSV
Period%
Jul 2026 3.4%
Jun 2026 1.3%
May 2026 3.3%
Apr 2026 2.0%
Mar 2026 2.7%
Feb 2026 1.5%
Jan 2026 0.4%
Dec 2025 -0.5%
Nov 2025 1.6%
Oct 2025 0.8%
Sep 2025 1.0%
Aug 2025 0.9%
Jul 2025 1.7%
Jun 2025 -0.3%
May 2025 -0.1%
Apr 2025 -1.1%
Mar 2025 -2.4%
Feb 2025 -4.0%
Jan 2025 0.1%
Dec 2024 0.0%
Nov 2024 -1.9%
Oct 2024 -0.7%
Sep 2024 -5.0%
Aug 2024 -2.4%
Jul 2024 -4.3%
Jun 2024 -4.2%
May 2024 -0.2%
Apr 2024 -2.3%
Mar 2024 -0.9%
Feb 2024 4.8%
Jan 2024 2.9%
Dec 2023 0.7%
Nov 2023 3.2%
Oct 2023 -0.8%
Sep 2023 2.9%
Aug 2023 5.7%
Jul 2023 4.1%
Jun 2023 6.1%
May 2023 4.8%
Apr 2023 7.7%
Mar 2023 17.2%
Feb 2023 13.5%
Jan 2023 4.6%
Dec 2022 6.4%
Nov 2022 8.7%
Oct 2022 17.7%
Sep 2022 29.4%
Aug 2022 27.9%
Jul 2022 0.7%
Jun 2022 1.8%
May 2022 0.6%
Apr 2022 2.0%
Mar 2022 -0.4%
Feb 2022 1.2%
Jan 2022 5.8%
Dec 2021 4.5%
Nov 2021 2.2%
Oct 2021 -7.2%
Sep 2021 -16.2%
Aug 2021 -10.8%
Period%
Jul 2026 1.3%
Jun 2026 -1.3%
May 2026 1.6%
Apr 2026 -1.3%
Mar 2026 0.7%
Feb 2026 1.4%
Jan 2026 -1.1%
Dec 2025 -0.1%
Nov 2025 1.2%
Oct 2025 0.2%
Sep 2025 -0.3%
Aug 2025 0.6%
Jul 2025 -0.3%
Jun 2025 1.2%
May 2025 -0.6%
Apr 2025 0.6%
Mar 2025 -1.5%
Feb 2025 -0.4%
Jan 2025 -1.5%
Dec 2024 3.1%
Nov 2024 -0.6%
Oct 2024 1.0%
Sep 2024 0.2%
Aug 2024 0.2%
Jul 2024 -0.1%
Jun 2024 -0.9%
May 2024 -1.2%
Apr 2024 0.1%
Mar 2024 -0.3%
Feb 2024 -1.1%
Jan 2024 1.3%
Dec 2023 -1.4%
Nov 2023 0.8%
Oct 2023 -0.5%
Sep 2023 -0.4%
Aug 2023 0.4%
Jul 2023 -0.3%
Jun 2023 1.5%
May 2023 -1.3%
Apr 2023 0.1%
Mar 2023 1.6%
Feb 2023 0.6%
Jan 2023 0.2%
Dec 2022 -0.1%
Nov 2022 -1.7%
Oct 2022 2.2%
Sep 2022 1.9%
Aug 2022 0.5%
Jul 2022 0.4%
Jun 2022 0.4%
May 2022 2.1%
Apr 2022 7.4%
Mar 2022 -1.1%
Feb 2022 -6.6%
Jan 2022 0.6%
Dec 2021 2.2%
Nov 2021 8.2%
Oct 2021 11.0%
Sep 2021 0.8%
Aug 2021 -20.2%
Period%
Jun 2026 0.7%
Mar 2026 1.1%
Dec 2025 1.3%
Sep 2025 1.3%
Jun 2025 1.0%
Mar 2025 0.5%
Dec 2024 1.3%
Sep 2024 -0.8%
Jun 2024 -0.6%
Mar 2024 0.3%
Dec 2023 -1.8%
Sep 2023 0.1%
Jun 2023 -0.7%
Mar 2023 -0.7%
Dec 2022 -1.4%
Sep 2022 -1.8%
Jun 2022 -0.9%
Mar 2022 0.4%
Dec 2021 7.6%
Sep 2021 -8.1%
Jun 2021 3.8%
Mar 2021 2.6%
Dec 2020 -1.4%
Sep 2020 23.6%
Jun 2020 -15.0%
Mar 2020 1.1%
Dec 2019 0.6%
Sep 2019 1.9%
Jun 2019 0.5%
Mar 2019 0.3%
Dec 2018 2.6%
Sep 2018 0.1%
Jun 2018 1.2%
Mar 2018 1.0%
Dec 2017 1.4%
Sep 2017 0.8%
Jun 2017 1.5%
Mar 2017 1.4%
Dec 2016 1.4%
Sep 2016 0.7%
Jun 2016 2.1%
Mar 2016 1.2%
Dec 2015 1.6%
Sep 2015 1.5%
Jun 2015 -0.6%
Mar 2015 2.6%
Dec 2014 1.5%
Sep 2014 2.0%
Jun 2014 1.1%
Mar 2014 0.9%
Dec 2013 0.8%
Sep 2013 0.1%
Jun 2013 1.6%
Mar 2013 1.3%
Dec 2012 0.9%
Sep 2012 0.4%
Jun 2012 1.2%
Mar 2012 -1.3%
Dec 2011 1.9%
Sep 2011 2.1%
Period%
Jun 2026 4.5%
Mar 2026 4.7%
Dec 2025 4.2%
Sep 2025 4.2%
Jun 2025 1.9%
Mar 2025 0.3%
Dec 2024 0.2%
Sep 2024 -2.8%
Jun 2024 -2.2%
Mar 2024 -1.7%
Dec 2023 -3.2%
Sep 2023 -3.1%
Jun 2023 -5.1%
Mar 2023 -4.0%
Dec 2022 -3.6%
Sep 2022 5.0%
Jun 2022 -1.8%
Mar 2022 3.2%
Dec 2021 5.1%
Sep 2021 -3.2%
Jun 2021 30.0%
Mar 2021 5.3%
Dec 2020 4.4%
Sep 2020 7.6%
Jun 2020 -11.5%
Mar 2020 4.0%
Dec 2019 3.3%
Sep 2019 5.4%
Jun 2019 3.6%
Mar 2019 3.9%
Dec 2018 5.0%
Sep 2018 3.7%
Jun 2018 4.5%
Mar 2018 4.6%
Dec 2017 5.6%
Sep 2017 5.2%
Jun 2017 5.2%
Mar 2017 4.9%
Dec 2016 4.9%
Sep 2016 5.3%
Jun 2016 6.8%
Mar 2016 5.0%
Dec 2015 5.3%
Sep 2015 5.2%
Jun 2015 5.8%
Mar 2015 7.2%
Dec 2014 6.0%
Sep 2014 4.6%
Jun 2014 3.1%
Mar 2014 3.5%
Dec 2013 3.8%
Sep 2013 4.3%
Jun 2013 4.5%
Mar 2013 2.5%
Dec 2012 1.8%
Sep 2012 1.7%
Jun 2012 4.1%
Mar 2012 4.2%
Dec 2011 6.0%
Sep 2011 2.9%

About this indicator

SourceStatistics New Zealand (Stats NZ)
FrequencyMonthly
Release Alrededor del dia 12 del mes siguiente al de referencia (10:45 hora NZ)
What it isElectronic Card Transactions measure consumer spending paid by credit and debit cards in New Zealand. They are a leading, high-frequency gauge of retail spending, released by Stats NZ well ahead of the quarterly retail trade survey.
How it's calculatedStats NZ aggregates the value of card transactions from the payments system and publishes the total and the retail industries (the Retail Trade Series), with monthly (seasonally adjusted) and annual (unadjusted) changes.
Market implicationsRising card spending signals strong private consumption and possible inflationary pressure, which can lead the RBNZ to keep rates high and support the New Zealand dollar (NZD); a fall points to weaker consumption.
LimitationsIt does not capture cash spending, bank transfers or very large purchases (vehicles, housing). It is a proxy for retail trade, not the official sales figure (which is quarterly), and can be volatile month to month.