United Kingdom Mortgage Approvals in United Kingdom

Bank of England · Monthly · Importance

54,918 (Aug-26) ABS · units · Monthly · CSV
-1.8% (Aug-26) MOM · % · Monthly · CSV
-16.0% (Aug-26) YOY · % · Monthly · CSV
Periodunits
Aug 2026 54,918
Jul 2026 55,928
Jun 2026 58,116
May 2026 56,330
Apr 2026 65,021
Mar 2026 62,951
Feb 2026 62,347
Jan 2026 60,208
Dec 2025 61,421
Nov 2025 64,581
Oct 2025 64,778
Sep 2025 66,104
Aug 2025 65,364
Jul 2025 65,811
Jun 2025 64,637
May 2025 62,566
Apr 2025 59,720
Mar 2025 63,484
Feb 2025 64,660
Jan 2025 66,315
Dec 2024 66,965
Nov 2024 65,897
Oct 2024 67,868
Sep 2024 65,635
Aug 2024 65,402
Jul 2024 62,810
Jun 2024 61,204
May 2024 60,763
Apr 2024 61,197
Mar 2024 61,152
Feb 2024 59,701
Jan 2024 56,057
Dec 2023 52,541
Nov 2023 50,282
Oct 2023 48,095
Sep 2023 44,045
Aug 2023 45,343
Jul 2023 49,356
Jun 2023 54,670
May 2023 50,890
Apr 2023 48,631
Mar 2023 50,891
Feb 2023 42,819
Jan 2023 39,808
Dec 2022 41,516
Nov 2022 46,718
Oct 2022 57,812
Sep 2022 64,924
Aug 2022 72,222
Jul 2022 62,815
Jun 2022 62,924
May 2022 66,353
Apr 2022 65,744
Mar 2022 68,640
Feb 2022 68,156
Jan 2022 73,962
Dec 2021 72,798
Nov 2021 69,470
Oct 2021 68,337
Sep 2021 70,584
Period%
Aug 2026 -1.8%
Jul 2026 -3.8%
Jun 2026 3.2%
May 2026 -13.4%
Apr 2026 3.3%
Mar 2026 1.0%
Feb 2026 3.6%
Jan 2026 -2.0%
Dec 2025 -4.9%
Nov 2025 -0.3%
Oct 2025 -2.0%
Sep 2025 1.1%
Aug 2025 -0.7%
Jul 2025 1.8%
Jun 2025 3.3%
May 2025 4.8%
Apr 2025 -5.9%
Mar 2025 -1.8%
Feb 2025 -2.5%
Jan 2025 -1.0%
Dec 2024 1.6%
Nov 2024 -2.9%
Oct 2024 3.4%
Sep 2024 0.4%
Aug 2024 4.1%
Jul 2024 2.6%
Jun 2024 0.7%
May 2024 -0.7%
Apr 2024 0.1%
Mar 2024 2.4%
Feb 2024 6.5%
Jan 2024 6.7%
Dec 2023 4.5%
Nov 2023 4.5%
Oct 2023 9.2%
Sep 2023 -2.9%
Aug 2023 -8.1%
Jul 2023 -9.7%
Jun 2023 7.4%
May 2023 4.6%
Apr 2023 -4.4%
Mar 2023 18.9%
Feb 2023 7.6%
Jan 2023 -4.1%
Dec 2022 -11.1%
Nov 2022 -19.2%
Oct 2022 -11.0%
Sep 2022 -10.1%
Aug 2022 15.0%
Jul 2022 -0.2%
Jun 2022 -5.2%
May 2022 0.9%
Apr 2022 -4.2%
Mar 2022 0.7%
Feb 2022 -7.9%
Jan 2022 1.6%
Dec 2021 4.8%
Nov 2021 1.7%
Oct 2021 -3.2%
Sep 2021 -0.7%
Period%
Aug 2026 -16.0%
Jul 2026 -15.0%
Jun 2026 -10.1%
May 2026 -10.0%
Apr 2026 8.9%
Mar 2026 -0.8%
Feb 2026 -3.6%
Jan 2026 -9.2%
Dec 2025 -8.3%
Nov 2025 -2.0%
Oct 2025 -4.6%
Sep 2025 0.7%
Aug 2025 -0.1%
Jul 2025 4.8%
Jun 2025 5.6%
May 2025 3.0%
Apr 2025 -2.4%
Mar 2025 3.8%
Feb 2025 8.3%
Jan 2025 18.3%
Dec 2024 27.5%
Nov 2024 31.1%
Oct 2024 41.1%
Sep 2024 49.0%
Aug 2024 44.2%
Jul 2024 27.3%
Jun 2024 12.0%
May 2024 19.4%
Apr 2024 25.8%
Mar 2024 20.2%
Feb 2024 39.4%
Jan 2024 40.8%
Dec 2023 26.6%
Nov 2023 7.6%
Oct 2023 -16.8%
Sep 2023 -32.2%
Aug 2023 -37.2%
Jul 2023 -21.4%
Jun 2023 -13.1%
May 2023 -23.3%
Apr 2023 -26.0%
Mar 2023 -25.9%
Feb 2023 -37.2%
Jan 2023 -46.2%
Dec 2022 -43.0%
Nov 2022 -32.8%
Oct 2022 -15.4%
Sep 2022 -8.0%
Aug 2022 1.6%
Jul 2022 -13.4%
Jun 2022 -20.7%
May 2022 -22.9%
Apr 2022 -22.7%
Mar 2022 -15.2%
Feb 2022 -19.3%
Jan 2022 -23.9%
Dec 2021 -29.6%
Nov 2021 -35.6%
Oct 2021 -32.3%
Sep 2021 -23.8%

About this indicator

Source
Bank of England
Frequency
Monthly
Release
About one month after the reference period.
What it is
Captures the number of mortgages approved for house purchase in the United Kingdom over a month. Published by the Bank of England (Money and Credit release), it is a leading indicator of housing market activity and demand.
How it's calculated
The Bank of England counts, from lenders' records, the number of mortgage approvals for house purchase, seasonally adjusted.
Market implications
Because a mortgage is approved before a sale completes, its trend anticipates home sales and the pulse of construction, and is highly sensitive to Bank of England interest rates. A strong reading points to a recovering housing market.
Limitations
It is a volatile figure, highly sensitive to interest rates and seasonal factors and subject to revision; not every approval ends in a completed purchase.